Jan Dhan Yojana

The Prime Minister of our country announced prime Minister Jan Dhan Yojana on August 15, 2014, and this scheme was started on August 28, 2014. Under this scheme, in the bank of the country’s poor people, Post Office And opened the account on Zero Balance in nationalized banks (account will be opened in the post of POST OFFICE and nationalized banks.) Will go. Overdraft facility of 5000 and Rupee Debit Card and Rupee Farmer Card will be facilitated with accident insurance cover of 1 lakh rupees.

6 years of Prime Minister’s Money Plan

Prime Minister Jan Dhan Yojana was started on August 15, 2014, by the Prime Minister of our country, Shri Narendra Modi. One of the biggest schemes of the Modi government is the Prime Minister, who has completed six years today. When its six years have been completed, PM Modi congratulated the tweet (tweet) and kept the main points related to this scheme front of all citizens. Tweeting the Prime Minister said that the purpose of this scheme was to connect those people from the banking system who were deprived. This initiative has proved to be Kitchener.

Prime Minister Panthan Scheme Life Insurance Cover

As you all know, Prime Minister Jan Dhan Yojana started to open the account of all the country’s citizens. The beneficiary is facilitating the Zero Balance Account. With this, Rupee Debit Card is also provided. Under this scheme, many other facilities are also provided to beneficiaries. As if the beneficiary gets an accident, then in this situation, the cover of 100000 and if the beneficiary dies, then the financial assistance of the beneficiary’s family ₹ 30000. The benefit of life cover can be taken only when he opened his account between August 15, 2015, from January 15, 2015, under the Prime Minister Panthan Scheme for the first time.

Prime Minister’s Money Planning New Update

As you all know, the prime minister planned to connect every country’s citizens to banking facilities. Under this scheme, many citizens of the country have got the benefit. Now new calling facility is being provided under Prime Minister Panthan Scheme. Through this Kaling facility, you can get any information related to the account holder account. This calling feature will be toll-free and different numbers will be made available for all the country’s states. Now the account stream can solve any problem by contacting this toll-free number. They will not need to bite the banks. It will save both time and money, and transparency will come into the system.

PM Jan Dhan Yojana 2021 Highlights

Scheme Name Jan Dhan Yojana
Who Started Narendra Modi
Launch Date 15.8.2014
Beneficiary Indian Citizen

Some special facilities of Prime Minister’s Money Plan

The Public Dhan Scheme was started by the Prime Minister of our country, Shri Narendra Modi, in 2015. Zero Balance accounts were opened under this scheme. So far, more than 1.20 crore accounts have opened under the Prime Minister Jan Dhan Plan. In which 1,31,639 crore is deposited. Through this plan, the goal of connecting every country’s citizens by the government has been set. During the Kovid-19 Lockdown, the government was sent to the public money accounts of 500 per month. More than 20 million women got benefits under this scheme. The use of open accounts under the Pathan Scheme is used to benefit any government plan. There are some unique features of the mass money plan.

  • The beneficiary’s savings account is opened under the Prime Minister’s Public Money Scheme.
  • There is no need to maintain any minimum balance in the account opened under this scheme.
  • The bank also provides interest on the accounts open under the Prime Minister Jan Dhan Plan.
  • Under this scheme, the beneficiary is given a debit card.
  • Under the Prime Minister Panthan Scheme, ₹ 200000 is also provided to the cover. But you can take advantage of this feature only when you have used the debit card.
  • Under this scheme, ₹ 30000 Life Insurance cover is also provided.
  • ₹ 10000 overdraft facility on Prime Minister’s public account is also mandatory to take advantage of the beneficiary account basis to take advantage of this facility.
  • This account is also used to transfer direct benefits for any scheme by the government.

The purpose of the Prime Minister’s Money Plan

Many people do not open their bank account and are not aware of the banking facility given by the bank. There is an excellent initiative for the low-income families of the government. Under the scheme 2021, the economically poor people of the country, making the facility of opening an account at zero balance on zero balance, making facilities, transfer facility, insurance, and pension facility. Pradhanmantri Jan Dhan Yojana brings banking/savings, deposit account, dispatch, debt, insurance, pension, etc. Effectively to everyone by 2021.

Pradhanmantri Jan Dhan yojana Game Changer

  • Through this scheme, many poor people of the country have benefited. PM Modi further wrote, “The future of millions of families has been secured due to the Prime Minister’s Panthan Scheme, most people are of rural areas, and women are. Who has worked for this scheme?
  • Under the Prime Minister Jan Dhan Plan 2021, more than 40.35 crore accounts have been opened, including Rs 1.31 lakh crore.
  • Out of the total accounts opened under this scheme, 63.6 percent have been opened in rural areas, and 55.2 percent of account holders are women.
  • There is also the facility to get debit cards in public accounts.

How many accounts have been opened so far in the public scheme

Under this scheme, more than 40 million bank accounts have been opened. The number of beneficiaries has reached 40.05 crores under this scheme, and the amount of more than Rs 1.30 lakh crore has been deposited in these bank accounts. Given the success of this scheme, the government increased the accident insurance of one lakh rupees to the account holders under this scheme.

Pradhanmantri Jan Dhan Yojana 2021

Under this scheme, poor people of all rural and urban areas of the country will be benefited. Under this scheme, after opening the eligible beneficiary account, there is a reason (an eligible beneficiary dies to the opening of the account). The center of the beneficiary by the Central Government will also get additional insurance cover (The Central Government Will Also Provide an Additional Insurance Cover of Rs 30,000 to the Beneficiary’s Family.) Pradhanmantri Jan Dhan Yojana also says the mass money account. Under this scheme, poor people can easily open their accounts. They will not have to pay any money, nor will there be any problem with opening them. Through this scheme, the people of the country will get financial services quickly.

प्रधानमंत्री जन धन योजना

Money sent in public money scheme

Due to lock-down in the country, the mass funds of low-income families are being arrived in 500 rupees. Under this scheme, Rs 1.20 lakh crore to April 1, 2020. But now, according to official figures, the amount deposited in the accounts opened under Pradhan Mantri Jan Dhan Yojana increased to Rs 1.28 lakh crore in the week ended April 8, 2020. On April 8, 38.12 crores were deposited Rs 1,27,748.43 crore in the accounts of women. 9,930 crore has been transferred to 9.86 crore women’s account holders under the Prime Minister Poor Kalyan scheme launched by the Central Government.

Number of accounts opened in PMJDY

We have several accounts opened in a rural and urban area, and by them, The amount deposited and issued Rupee Card (figures up to 25 March 2020. According to the information we have given below, read the complete information detailed below.

Bank Type Rural urban Rural Women Amount in Cr. By RuPay Card
Public sector bank 16.46 14.05 16.11 93919.97 24.57
Regional rural bank 5.47 1.09 3.72 21331.80 3.59
Private Bank 0.70 0.56 0.67 3182.64 1.15

Factors of Prime Minister Public Money Plan

There are 6 columns in the PMJDY plan which are as follows.

  • Accessible to banking facilities – With it, they are trying to keep each district in the SSA, which means that the sub-service area under which at least one to two thousand homes will be covered within 5 km.

    Basic Banking Facility – He targeted at least one bank account in each unique home to increase the culture of banking habits in every house and celebrate them to save their hard-earned earnings in the bank account.

    Financial Literacy Program – To educate them about financial literacy to operate the ATM card and know its benefits.

    Micro Credit – When you open an account and operate it satisfactorily for the next six months, you are eligible for a credit facility of Rs 5000. For this, the bank uses any kind of security, purpose, or credit. Do not ask for

    Micro Insurance Facility – With this, all BSBD (Basic Savings Bank Deposit) account holders are eligible for microinsurance and have two insurance plans.

    Prime Minister Life Insurance Scheme (PMJBY) – Under this, the beneficiary will get life insurance cover of Rs 2 lakh, and for this, they will have to pay a premium of Rs 330 per year.

    Prime Minister Security Insurance Scheme (PMSBY) – This insurance plan will give you a casual cover of Rs 2 lakh, and for this, you only have to pay a premium of 12 rupees per year.

    Rupay Debit Card – Once you open the account, you will get the Rupee Card (ATM card), including accident insurance of only two lakhs.

Benefits of Prime Minister Public Money Plan 2021

  • Any citizen of the country can open their account in the banks under this scheme, and small children of 10 years can also open an account under this scheme.
  • 1 lakh rupees will also cover accidental insurance to open an account under this PM Jan Money Plan 2021.
  • Under the Prime Minister Jan Dhan Plan, the life insurance beneficiary will be payable on reimbursement of general conditions on his death.
  • Under the PMJDY 2021, the beneficiary can take a loan of 10 000 rupees without any paper magazine without opening the mass money account in any bank.
  • The beneficiaries of government schemes will benefit directly from these accounts.
  • Each family will be provided an overdraft facility of Rs.5000 / – in an account, especially a female account.
  • Prime Minister’s Money Plan (PMJDY) is a national mission for financial inclusion to ensure banking, savings/deposit accounts, dispatch, credit, insurance, pension economically for financial services.
  • The account can be opened in any bank branch or business correspondent (bank friend) outlet.
  • Accounts opened under PMJDY are being opened with zero balance.
  • However, if the account holder wants to get the checkbook, he must complete the minimum balance criteria.
  • So far, 38.22 crore beneficiaries have deposited money in banks and have accumulated Rs 117,015.50 crore in the beneficiaries’ bank account.

Eligibility to obtain Life Insurance Cover

  • The account has been opened in the bank for the first time by the applicant.
  • This account has been opened between 15 January 2015 from 2014, under the Prime Minister Panthan Scheme.
  • The benefit of this scheme can be raised only by the applicant when the head of the family or the family becomes a member, and his age is between 18 to 59 years.
  • The benefit of this scheme can not afford the center or state government.
  • Retired Center or State Government employees can not even benefit from this scheme.
  • Citizens can not even benefit from this scheme.

Jan Dhan Scheme PM 2021 के दस्तावेज़

  • Applicant base card / identity card / driving license / PAN card
  • mobile number
  • Passport size photo
  • address proof

How to apply in Prime Minister Public Money Plan 2021?

If the desired beneficiary of the country wants to open his account under this Prime Minister’s Public Money Plan 2021, he will have to go to his nearest Bank.

Get the application form — > Fill the form and submit required document-

How to check bank balance of mass money?

Due to this epidemic, the country’s citizen is not going out of the house, so the government is providing many facilities to the citizens of the country. Some people want to see the balance of their mass money account. To overcome this problem, the bank has now made a way to check the bank balance. Now the people will not need to be said. Only the public can check the account. The balance of the mass money can be checked in 2 ways what we have given below.

Through the portal

  • First of all, you will have to go to the Official website of PFMS. After going to the Official website, the home page will open.
  • On this home page, you will see the option of Know Your Payment. You must click on this option. After clicking on the option, you will open the next page.
जन धन खाते का बैंक बैलेंस
  • On this page, you have to name your bank, your account number. Here you have to put an account number twice. After filling in the account number, you have to fill in the captcha code.
  • And then, you have to click on the Send OTP on the registered mobile number. After this, OTP will come to your mobile number; you can check your bank balance by putting OTP.

Through missed call

  • If you do not want to check the population of the public through the portal, you can also check your bank balance through the missed call.
  • If your mass money account is in the State Bank of India, then you can give a missed call at 8004253800 or 1800112211.
  • But you have to make a missed call from the same mobile number registered in your bank account.

Bank login process

प्रधानमंत्री जन धन योजना
  • Now the home page will open in front of you.
  • On the home page, you must click on the Wright to US tab.
  • Now you have to click on the link to the bank login.
Bank Login
  • Now a new page will open in front of you in which you must enter the User ID and password.
  • After this, you will have to click on the Sign In button.
  • Thus you will be able to log in.

Account opening form process

  • First of all, you have to go to the official website of the Prime Minister’s Money Plan.
  • Now the home page will open in front of you.
  • On the home page, you have to go to the section of the document.
  • After this, you have to click on your requirement at the account opening form – Hindi or Account Opening Form-English option.
  • As soon as you click on this option, the account opening form will come open in front of you.
  • Now you have to click on the download option.
  • Thus you will be able to download your account opening form.

List of Nodal Officer of DFS for SLBC

लिस्ट ऑफ नोडल ऑफिसर
  • Now you will open a new page in front of you.
  • You can see related information on the space.

Process of downloading Life Cover Claim Form

लाइफ कवर क्लेम फॉर्म डाउनलोड
  • After this, you have to click on the option of the claim form.
  • As soon as you click on this option, the form will come open in front of you.
  • Now you have to click on the download option.
  • Thus you will be able to download Life Cover Claim Form.

SLBC Login Process

  • First of all, go to the official website of the Prime Minister Jan Money Plan. The home page will open in front of you.
  • On the home page, you must click on the Wright to US tab.
  • After this, you must click on the link to SLBC login.
SLBC Login
Pradhanmantri Jan Dhan Yojana
  • After this, a new page will come in front of you in which you must enter the user name and password.
  • Now you have to click on the login button.
  • Thus you will be able to log in.

Process to deliver user feedback

  • First of all, you have to go to the official website of the Prime Minister’s Money Plan.
  • Now the home page will open in front of you.
  • On the home page, you must click on the Wright to US tab.
  • Now you have to click on the link to the user feedback.
यूजर फीडबैक
  • After this, the feedback form will come open in front of you. The information asked, such as type, relative to, bank, district, district, application name, deductions, etc., must enter.
  • Now you have to click on the Save button.
  • Thus you will be able to give feedback.

Feedback status process

  • First of all, go to the official website of the Prime Minister Jan Money Plan. The home page will open in front of you.
  • On the home page, you must click on the Wright to US tab.
  • After this, you have to click on the link to the user feedback.
फीडबैक स्टेटस
  • Now you have to click on the link to Status Inquiry.
  • After this, you have to enter the reference number and captcha code.
  • Now you have to click on the search button.
  • Feedback status will be on your computer screen.

प्रोग्रेस रिपोर्ट देखने की प्रक्रिया

प्रोग्रेस रिपोर्ट
  • As soon as you click on this link, will be the Progress Report.
  • You can see the number of beneficiaries in it

Procedure to download

  • First of all, you will have to go to the official website of the Prime Minister’s Money Plan.
  • Now the homepage will come in front of you.
  • On the Home page, you have to click on the link to the Contact US.
कांटेक्ट लिस्ट डाउनलोड
  • As soon as you click on this link, you will have a contact list.
  • You can see this link’s contact details.

नोडल एजेंसी एड्रेस

Pradhanmantri jandhan Yojana,

Department of financial services,

Ministry of finance,

Room number 106,

2nd floor, jeevandeep building,

Parliament Street,

New Delhi-110001

Contact Information

We have provided all the essential information related to the Prime Minister Panthan Plan through our article. If you are still facing some kind of problem, you can solve your problem by contacting the National Toll-Free Number. National Toll-Free No. 1800110001, 18001801111.

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